McNeal
Consulting Services
Poor
Maximize Your Score.
Maximize Your Life.
Repair your credit score in just 45 days — even with collections, late payments, and charge-offs.
We don't just fix errors — we rebuild your trajectory. Proudly partnered with Smart Credit to track your scores throughout the entire credit repair process.
Bad Credit Is Blocking Your
Maximized Life
Your credit score isn't just a number — it's the key to everything you're working toward. Every day it stays low is another day you miss the life you deserve.
Your Dream Home, Out of Reach
That kitchen, that yard, that keys-in-hand moment — lenders say no, or they slap you with rates that turn a mortgage into a burden.
Stuck in the High-Rate Lane
The car you need becomes the payment you can't afford. Bad credit turns the lot into a lineup of rejection and predatory APRs.
Your Business Stays an Idea
Personal credit rules the funding game. When it's broken, the capital you need to launch, scale, or hire never shows up.
Every Mark Holding
You Back — Gone.
The law is on your side. We know every lever, every bureau, every escalation path — and we use them all to clear your name and maximize your score.
Get Your Free Audit→Foreclosures
Bankruptcies
Collections
Charge-Offs
Late Payments
Repossessions
Judgments
Medical Bills
Student Loans
Hard Inquiries
Public Records
Child Support
From Plan to Maximized Score.
A system that turns your credit report into a launchpad. Zero guesswork — just results.
Pick Your Protocol
Choose the tier that matches your situation — Foundation Protocol for steady, thorough repair, or Maximize Protocol for accelerated, priority handling.
Complete Your Intake
We pull your three-bureau reports, review every negative mark, and build your custom dispute roadmap during your free audit.
We Execute the Strategy
FCRA-based disputes, bureau escalations, and creditor negotiations — all handled on your behalf while Smart Credit tracks every score shift.
Your Score Climbs
Watch your score rise through your dashboard. Results in as little as 45 days — and we stay with you until you hit your target.
Verified Wins
Real people. Real progress.
"I went from a 540 to a 712 in 90 days. I just closed on my first home with a 4.2% interest rate. Trevon changed my life."
"11 collections removed in 60 days. My score jumped 96 points and I finally qualified for the business line of credit I needed."
Meet Trevon McNeal
"Your credit score isn't just a number — it's the ceiling on the life you're allowed to live. My job is to lift that ceiling."
Born and raised in Apache Junction, Arizona, Trevon spent years inside the accounting world — reviewing the books of business owners who had the vision, the hustle, and the product, but were quietly getting locked out of every real opportunity because of one thing: their personal credit.
He watched loan approvals get denied. Deals fall apart. Dreams get shelved. All because of a three-digit number that nobody had ever taught these owners how to fix. That's when he founded McNeal Consulting Services — to give people the tool that unlocks everything else.
Today, Trevon works one-on-one with clients across the country to erase what's holding them back and rebuild credit that actually opens doors — homes, cars, capital, and the freedom to build the life they've been picturing.
— Trevon
Work With TrevonPick Your Path to a New Score.
Every protocol is backed by our proven dispute process, real human support, and full transparency every step of the way.
FOUNDATION PROTOCOL
The clean slate that gets your score moving in the right direction.
Normal Price: $999
● Today's Price
3-Bureau Deep Scan
We pull and dissect your Experian, Equifax, and TransUnion reports to identify every mark worth challenging.
4 Strategic Dispute Cycles
Custom FCRA-backed disputes sent in timed rounds, not copy-paste letters, to maximize deletion pressure.
Unlimited Eligible Items
Collections, charge-offs, late payments, inquiries — if it can legally come off, we go after it.
45-Day Progress Pulse
A clear update after every bureau cycle so you always know what moved and what's next.
Private Client Dashboard
Upload documents, track disputes, and watch your score story unfold in one secure place.
Direct Slack-Style Support
Real replies from real people on Trevon's team — no phone trees, no bots.
Transparent Progress Tracking
Clear reports after every round so you can see exactly what's been challenged and what's moved.
MAXIMIZE PROTOCOL
Premium acceleration for people who want the fastest path to a maximized score.
Normal Price: $1,499
● Today's Price
Everything in Foundation
All the essentials, plus the premium layer that moves your file faster and farther.
6 Strategic Dispute Cycles
Two extra rounds of pressure — critical for stubborn items, public records, and older bureaus.
Priority File Queue
Your disputes are drafted, filed, and escalated before standard clients.
Smart Credit Live Tracking
Your score updates in real time through our Smart Credit partnership, from intake to victory.
Monthly 1-on-1 Strategy Call
Sit down with Trevon or a senior strategist to review wins and plan the next attack.
Creditor Negotiation Support
When deletion isn't enough, we negotiate pay-for-delete and settlement angles on your behalf.
Rapid Re-Score Guidance
Targeted steps to boost your score quickly before a mortgage, auto loan, or funding deadline.
Premium Text + Email Updates
Get the highlights when you want them, not just when the bureaus respond.
Persistent Escalation Support
We keep pressing through every legal avenue until we've exhausted every option on your report.
Your Questions, Answered.
How fast can I start living a maximized life?
Most clients see meaningful movement within 30–45 days. Full maximization depends on your report, but both protocols are built to get you to the life you want faster than going it alone.
Which protocol is right for me — Foundation or Maximize?
Foundation is for steady, essential cleanup over 3 months. Maximize is for people who want priority handling, Smart Credit live tracking, and 1-on-1 strategy calls over 6 months. We'll recommend the right fit on your free audit call.
Is credit repair actually legal?
100% legal. We operate under the Fair Credit Reporting Act (FCRA), which gives every American the right to dispute inaccurate or unverifiable items. We know the law inside out — and we use it to lift your ceiling.
What if my credit is completely wrecked?
That's exactly where the biggest wins live. The lower your score, the more room there is to maximize. We've helped clients in the 400s climb past 700+. Your starting point is not your final destination.
Why not just dispute everything myself?
You can — but most people get slow results, wrong addresses, or missed deadlines. We know the exact language, which bureaus to target, and when to escalate. Our clients get to a maximized life faster because we do this every day.
What happens if nothing comes off my report?
We keep working through every legal avenue available under the FCRA. Some items take more rounds or deeper escalation than others, and we stay on it until we've exhausted every option. No outcome is guaranteed, but we don't quit early.
Your Score Is About to Maximize.
Book your free 15-minute strategy call. We'll pull your credit, show you exactly what's possible, and map the fastest path to the score — and the life — you want.
Yes — I'm Ready to Maximize